Pensions and Benefits

The PIPSC Pensions and benefits team can offer guidance regarding your employer-provided pension and benefits plan.

Current and retired PIPSC members are generally covered by a pension plan, a health care plan and a dental care plan. You may also have access to disability insurance, life insurance, retirement benefits and an employee and family assistance program.

Updates

Latest News

6 August 2024

Take Action to maintain your Public Service or Pensioners' Dental Care Plan Coverage

Prepare for the New Dental Contract Starting November 1, 2024, both the Public Service Dental Care Plan (PSDCP) and the Pensioners' Dental Plan will transition to a new contract - both with Canada Life. These plans cover most eligible PIPSC members in the Core Public A

17 July 2024

Public Service Dental Plan Review Achieves Significant Progress

The ongoing review of the National Joint Council Public Service Dental Plan (NJC PSDP) has taken a significant step forward with the recent issuance of an Appeal Committee decision regarding its twinned plan. This plan covers most PIPSC members working in the Core Public Administration and at se

8 July 2024

Parliamentary Report Backs Union's Feedback on PSHCP Changes

A recent report of the Standing (Parliamentary) Committee on Government Operations has produced nine recommendations that echo comments from union and retiree representatives on ch

3 June 2024

Enhancement to Supplemental Death Benefit (SDB) represents a significant milestone for Public Service Employees.

After over a decade of dedicated lobbying efforts, significant progress has been made for Public Service Employees with regard to the Supplemental Death Benefit (SDB) administrative procedures.

8 May 2024

PSHCP Fiasco - Contractual Penalties go into effect & Policy Grievances

The preventable failures of Canada Life to meet its obligations under the updated Public Service Health Care Plan (PSHCP) contract will finally have an impact on their bottom line.

5 March 2024

PSHCP Fiasco - Holding Canada Life and Treasury Board Accountable

Canada Life's takeover of the updated Public Service Health Care Plan (PSHCP) is not what our members deserve. PIPSC, our colleagues from other unions and the retiree associations have been holding stakeholders accountable for their failings - including via a

21 February 2024

Yet another setback for the Public Service Health Care Plan – Cybersecurity alert

We have received notification of a significant cybersecurity incident affecting MSH International’s systems, a subcontractor for Canada Life responsible for managing the Public Service Health Care Plan.

20 February 2024

Get Ready for Gains - Public Service Dental Plan Review

We're thrilled to share the latest development in our ongoing quest to enhance your experience with the National Joint Council (NJC) Public Service Dental Plan (PSDP).

31 January 2024

Canada Pension Plan Enhancement – 2024

The Canadian Labour Movement has done it again! Amidst the cost-of-living crisis and economic uncertainties, kudos to Unions like PIPSC and the CLC for championing positive changes to the Canadian Pension Plan.

30 October 2023

Canada Life Headaches? Check out the PIPSC guide to the updated PSHCP

PIPSC has put out a detailed guide for members of the Public Service Healthcare Plan to help navigate some of the more complex plan changes and explain the appeals processes when a claim is denied. Members are enc

10 August 2023

Watch the webinar: Major Upgrades to the Public Service Healthcare Plan (PSHCP)

In this video, our experts from the PIPSC Compensation Team will talk to you about the important changes to your healthcare plan.

11 July 2023

Health Plan move to Canada Life experiencing technical glitches & delays

On Canada Day (July 1st), Canada Life took over from Sun Life as the administrator of the employer-sponsored Public Service Healthcare Plan.This plan covers most active and retired federal public service workers, as well as their families. At the same time of the changeover, a number of plan im

11 July 2023

Public Service Dental Plan review to begin soon

PIPSC is proud to participate in collaborative efforts with the Government through the NJC and our plan sponsor to begin the long awaited review of the Public Service Dental Plan.

19 June 2023

Reminder: Transition to new plan administrator for the PSHCP

The following message has been provided by the Treasury Board as a reminder to all Public Service Health Care Plan (PSHCP) members about the transition to a new plan administrator. These changes take effect on July 1, 2023.

1 May 2023

FAQ on updated to the Public Service Healthcare Plan

Learn about big changes coming to your healthcare plan

2 March 2023

Government caves to big pharma, guts fair drug price rules, staff resign

This was the last straw for Patent Medicine Price Review Board member Mathew Herder.

10 August 2022

Major updates to the Public Service Health Care Plan - Webinar

The revised PSHCP includes significant gains in mental health, transgender health, and coverage for acute/chronic illness.

25 May 2022

Taking a stand on responsible investing

PIPSC to create environmental, social, and governance criteria to help strengthen your pension.

3 May 2022

Treasury Board continues to stall health care review over refusal to modernize

The Treasury Board has been open to discussions, but remains opposed to changes necessary to modernize the plan.

4 April 2022

Unions expect the Treasury Board to review the federal dental plan on equal footing with the PSAC plan

PIPSC and the other federal public service unions belonging to the National Joint Council (NJC) dental plan have written to Minister Fortier asking her to prioritize an independe

12 January 2022

The best way to plan your retirement from the public service

Watch to learn how you should start planning for retirement, how to work with the public service pension centre, and what to expect in the first few months.

19 October 2021

Have your say on Public Service Health Care Plan communications

The Public Service Health Care Plan (PSHCP) is seeking feedback on how it communicates to its members.

26 November 2024

Press Release — Government Raids Workers' Pension Plan Despite $32 Billion Surplus

PIPSC strongly opposes the government's decision to transfer $1.9 billion from the Public Service Pension Plan to its general revenue, a move that ignores workers' equal contributions to the plan.

6 August 2024

Take Action to maintain your Public Service or Pensioners' Dental Care Plan Coverage

17 July 2024

Public Service Dental Plan Review Achieves Significant Progress

8 July 2024

Parliamentary Report Backs Union's Feedback on PSHCP Changes

A recent report of the Standing (Parliamentary) Committee on Government Operations has produced nine recommendations that echo comments from union and retiree representatives on ch

3 June 2024

Enhancement to Supplemental Death Benefit (SDB) represents a significant milestone for Public Service Employees.

After over a decade of dedicated lobbying efforts, significant progress has been made for Public Service Employees with regard to the Supplemental Death Benefit (SDB) administrative procedures.

8 May 2024

PSHCP Fiasco - Contractual Penalties go into effect & Policy Grievances

The preventable failures of Canada Life to meet its obligations under the updated Public Service Health Care Plan (PSHCP) contract will finally have an impact on their bottom line.

5 March 2024

PSHCP Fiasco - Holding Canada Life and Treasury Board Accountable

21 February 2024

Yet another setback for the Public Service Health Care Plan – Cybersecurity alert

20 February 2024

Get Ready for Gains - Public Service Dental Plan Review

We're thrilled to share the latest development in our ongoing quest to enhance your experience with the National Joint Council (NJC) Public Service Dental Plan (PSDP).

20 December 2023

Parliamentarians and PIPSC leaders grill Treasury Board and Canada Life Officials on the botched transition to Canada Life

Following over two decades with Sunlife as a service provider, the Government of Canada has awarded the contract to administer the Public Service Health Care Plan (PSHCP) to the Canada Life Assurance Company (Canada Life).

30 October 2023

Canada Life Headaches? Check out the PIPSC guide to the updated PSHCP

10 August 2023

Watch the webinar: Major Upgrades to the Public Service Healthcare Plan (PSHCP)

In this video, our experts from the PIPSC Compensation Team will talk to you about the important changes to your healthcare plan.

11 July 2023

Health Plan move to Canada Life experiencing technical glitches & delays

11 July 2023

Public Service Dental Plan review to begin soon

PIPSC is proud to participate in collaborative efforts with the Government through the NJC and our plan sponsor to begin the long awaited review of the Public Service Dental Plan.

19 June 2023

Reminder: Transition to new plan administrator for the PSHCP

1 May 2023

FAQ on updated to the Public Service Healthcare Plan

Learn about big changes coming to your healthcare plan

2 March 2023

Government caves to big pharma, guts fair drug price rules, staff resign

This was the last straw for Patent Medicine Price Review Board member Mathew Herder.

10 August 2022

Major updates to the Public Service Health Care Plan - Webinar

The revised PSHCP includes significant gains in mental health, transgender health, and coverage for acute/chronic illness.

25 May 2022

Taking a stand on responsible investing

PIPSC to create environmental, social, and governance criteria to help strengthen your pension.

3 May 2022

Treasury Board continues to stall health care review over refusal to modernize

The Treasury Board has been open to discussions, but remains opposed to changes necessary to modernize the plan.

4 April 2022

Unions expect the Treasury Board to review the federal dental plan on equal footing with the PSAC plan

PIPSC and the other federal public service unions belonging to the National Joint Council (NJC) dental plan have written to Minister Fortier asking her to prioritize an independe

12 January 2022

A woman sitting in front of a tablet holding a cup of coffee

The best way to plan your retirement from the public service

Watch to learn how you should start planning for retirement, how to work with the public service pension centre, and what to expect in the first few months.

19 October 2021

Have your say on Public Service Health Care Plan communications

The Public Service Health Care Plan (PSHCP) is seeking feedback on how it communicates to its members.

5 August 2021

Canadians will continue overspending on medication due to government inaction

Twice now, the federal government has delayed new rules to regulate drug prices. President Debi Daviau reminded Minister Hajdu of the importance of making medication more affordable for Canadians.

4 June 2021

Protecting pensions – FAQs

Find out what type of pension I have Public Service Pension Plan questions

6 May 2021

Public Service Health Care Plan renewal discussion begins

After 3 years of stalling, the Treasury Board has finally come to the table to begin discussing changes to the Public Service Health Care Plan (PSHCP). In collaboration with other unions and retiree representatives, we have presented our proposal to the employer. Learn more about our recommendations.

6 April 2021

Calculating your pension

Learn how to calculate your Public Service Pension Plan pension.

6 November 2020

Treasury Board announces new pension and benefits notification system

Members of the public service pension plan and benefits plans can sign up for a newly launched email notification system. This new service is available for current and retired PIPSC members who belonged to a Treasury Board pension or benefits plans.

16 October 2020

Watch the webinar: Learn more about your public service pension plan

In this video our experts from the PIPSC Compensation Team share how your Public Service Pension works, as well as the basics of retirement security.

16 October 2020

Watch the webinar: Learn more about your defined benefit pension plan

In this video our experts from the PIPSC Compensation Team share how your defined benefit pension plan works, as well as the basics of retirement security.

16 October 2020

Watch the webinar: Learn more about your defined contribution pension plan

In this video our experts from the PIPSC Compensation Team share how your defined contribution pension plan works, as well as the basics of retirement security.

16 October 2020

Watch the webinar: Learn more about your target benefit pension plan

In this video our experts from the PIPSC Compensation Team share how your target benefit pension plan works, as well as the basics of retirement security.

14 October 2020

Our pensions must be divested from for-profit long-term care

We are deeply concerned that the Public Service Pension is the sole owner of Revera Inc. and its long-term care and nursing homes. Privately owned long-term care homes in Canada should be moved into the public sector to protect seniors.

7 October 2020

Public Service Pension Plan update – temporary deadline extensions

The Public Service Pension Plan (PSPP) has temporarily extended certain deadlines for buybacks, financial decision making and transfers. This will give members more time to make important decisions about your pensions. The Treasury Board has extended most deadlines by 180 days.

1 October 2020

Pension Advisory Committee

We have created a new PIPSC Pension Advisory Committee that will consult with members and pension experts to advise the president on the best ways to build, protect, and expand retirement security for our members and people in Canada.

30 June 2020

Dental Plan coverage extended for Dependents

The Public Service Dental Care Plan (PSDCP) and the Pensioners’ Dental Services Plan have temporarily extended coverage for eligible dependents aging out of the plan. To lessen the impact of Covid-19 restrictions on dental care, the eligible dependents of plan members will, in most circumstances