Public service disability insurance plan
About the Disability insurance (DI) plan
The Disability insurance (DI) plan provides employees in the public service with a monthly income if you are unable to work for a long period of time because of a disability.
The DI plan provides taxable benefits equal to 70% of your usual salary. There is a waiting period of 13 weeks or until you have exhausted your sick leave bank – whichever is longer. Benefits are indexed to inflation and can be accessed for up to 24 months. After 24 months, if you are unable to return to work, you may be required to seek alternative employment or medically retire. In some cases, benefits can continue after 24 months.
Most PIPSC members are covered by the Public Service Disability Insurance (DI) plan. If you previously held an unrepresented (non-union) or excluded position, or if you currently hold an excluded position, you may be covered by the Public Service Management Insurance Plan (PSMIP). Members returning to a represented position may elect to remain on the PSMIP plan or return to the DI. Both disability plans provide similar benefits.
PIPSC sits on the management committee of the Public service disability plan which enhances your rights if a claim is denied; we are not involved in the governance of the PSMIP plan.
Related Resources
Disability insurance plans for PIPSC members at other employers
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Questions?
For disability insurance plan questions the Pension and Benefits Team can connect you with the right team.