Pensions and Benefits

The PIPSC Pensions and benefits team can offer guidance regarding your employer-provided pension and benefits plan.

Current and retired PIPSC members are generally covered by a pension plan, a health care plan and a dental care plan. You may also have access to disability insurance, life insurance, retirement benefits and an employee and family assistance program.

Updates

Latest News

6 August 2024

Take Action to maintain your Public Service or Pensioners' Dental Care Plan Coverage

Prepare for the New Dental Contract Starting November 1, 2024, both the Public Service Dental Care Plan (PSDCP) and the Pensioners' Dental Plan will transition to a new contract - both with Canada Life. These plans cover most eligible PIPSC members in the Core Public A

17 July 2024

Public Service Dental Plan Review Achieves Significant Progress

The ongoing review of the National Joint Council Public Service Dental Plan (NJC PSDP) has taken a significant step forward with the recent issuance of an Appeal Committee decision regarding its twinned plan. This plan covers most PIPSC members working in the Core Public Administration and at se

8 July 2024

Parliamentary Report Backs Union's Feedback on PSHCP Changes

A recent report of the Standing (Parliamentary) Committee on Government Operations has produced nine recommendations that echo comments from union and retiree representatives on ch

3 June 2024

Enhancement to Supplemental Death Benefit (SDB) represents a significant milestone for Public Service Employees.

After over a decade of dedicated lobbying efforts, significant progress has been made for Public Service Employees with regard to the Supplemental Death Benefit (SDB) administrative procedures.

8 May 2024

PSHCP Fiasco - Contractual Penalties go into effect & Policy Grievances

The preventable failures of Canada Life to meet its obligations under the updated Public Service Health Care Plan (PSHCP) contract will finally have an impact on their bottom line.

5 March 2024

PSHCP Fiasco - Holding Canada Life and Treasury Board Accountable

Canada Life's takeover of the updated Public Service Health Care Plan (PSHCP) is not what our members deserve. PIPSC, our colleagues from other unions and the retiree associations have been holding stakeholders accountable for their failings - including via a

21 February 2024

Yet another setback for the Public Service Health Care Plan – Cybersecurity alert

We have received notification of a significant cybersecurity incident affecting MSH International’s systems, a subcontractor for Canada Life responsible for managing the Public Service Health Care Plan.

20 February 2024

Get Ready for Gains - Public Service Dental Plan Review

We're thrilled to share the latest development in our ongoing quest to enhance your experience with the National Joint Council (NJC) Public Service Dental Plan (PSDP).

31 January 2024

Canada Pension Plan Enhancement – 2024

The Canadian Labour Movement has done it again! Amidst the cost-of-living crisis and economic uncertainties, kudos to Unions like PIPSC and the CLC for championing positive changes to the Canadian Pension Plan.

30 October 2023

Canada Life Headaches? Check out the PIPSC guide to the updated PSHCP

PIPSC has put out a detailed guide for members of the Public Service Healthcare Plan to help navigate some of the more complex plan changes and explain the appeals processes when a claim is denied. Members are enc

10 August 2023

Watch the webinar: Major Upgrades to the Public Service Healthcare Plan (PSHCP)

In this video, our experts from the PIPSC Compensation Team will talk to you about the important changes to your healthcare plan.

11 July 2023

Health Plan move to Canada Life experiencing technical glitches & delays

On Canada Day (July 1st), Canada Life took over from Sun Life as the administrator of the employer-sponsored Public Service Healthcare Plan.This plan covers most active and retired federal public service workers, as well as their families. At the same time of the changeover, a number of plan im

11 July 2023

Public Service Dental Plan review to begin soon

PIPSC is proud to participate in collaborative efforts with the Government through the NJC and our plan sponsor to begin the long awaited review of the Public Service Dental Plan.

19 June 2023

Reminder: Transition to new plan administrator for the PSHCP

The following message has been provided by the Treasury Board as a reminder to all Public Service Health Care Plan (PSHCP) members about the transition to a new plan administrator. These changes take effect on July 1, 2023.

1 May 2023

FAQ on updated to the Public Service Healthcare Plan

Learn about big changes coming to your healthcare plan

2 March 2023

Government caves to big pharma, guts fair drug price rules, staff resign

This was the last straw for Patent Medicine Price Review Board member Mathew Herder.

10 August 2022

Major updates to the Public Service Health Care Plan - Webinar

The revised PSHCP includes significant gains in mental health, transgender health, and coverage for acute/chronic illness.

25 May 2022

Taking a stand on responsible investing

PIPSC to create environmental, social, and governance criteria to help strengthen your pension.

3 May 2022

Treasury Board continues to stall health care review over refusal to modernize

The Treasury Board has been open to discussions, but remains opposed to changes necessary to modernize the plan.

4 April 2022

Unions expect the Treasury Board to review the federal dental plan on equal footing with the PSAC plan

PIPSC and the other federal public service unions belonging to the National Joint Council (NJC) dental plan have written to Minister Fortier asking her to prioritize an independe

12 January 2022

The best way to plan your retirement from the public service

Watch to learn how you should start planning for retirement, how to work with the public service pension centre, and what to expect in the first few months.

19 October 2021

Have your say on Public Service Health Care Plan communications

The Public Service Health Care Plan (PSHCP) is seeking feedback on how it communicates to its members.

11 June 2020

Increase to Disability Plan Employee Premium

The monthly employee premium for the Public Service Disability Plan has increased from 29 cents per $1,000 in salary to 35 cents per $1,000. This reflects the increased cost of the plan.

27 May 2020

The Public Service Health Care Plan – making your voice heard!

The Treasury Board is now reviewing the Public Service Health Care Plan. We are advocating for the changes you want to make sure this plan works for you and your family.

30 April 2020

Tax season – Disability benefits and lump-sum reclassification payments are taxable income

Disability, workers’ compensation, pension, and lump-sum payments for a reclassification decision are generally considered taxable income. It is important to review these carefully with your tax professional.

28 April 2020

The Public Service Health Care Plan temporarily includes mental health practitioners

The Public Service Health Care Plan (PSHCP) will temporarily accept expenses for social workers and psychotherapists under the mental health provision.

18 March 2020

COVID-19 and travel insurance

The Government of Canada has announced an official global travel advisory: avoid non-essential travel outside Canada until further notice. This impacts your travel insurance coverage.

23 December 2019

Open Letter regarding Draft Guidelines Consultation at the Patent Medicine Price Review Board of Canada,

To Ms. Elana Lungu, Manager (Policy Development), Patent Medicine Price Review Board of Canada,

18 November 2019

Working to bring back your pension statements halted by Phoenix

Until 2017, members of the Public Service Pension Plan were provided with an annual pension statement. As a result of the failed Phoenix pay system, the Pension Centre has been unable to issue these statements.